Written for homeowners in Anderson, Madison County and Hamilton County by Kishpaugh Electrical LLC. General guidance only: every building is different, and permit rules vary by city and county. When in doubt, turn off the power and call a licensed electrician.
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Warning signs & safety
What should I do if I smell burning from an outlet or the panel?
Turn off the breaker for that circuit, or the main breaker, if you can reach it safely, then call an electrician. If you see smoke or flames, get everyone out and call 911.
A burning or hot-plastic smell usually means a connection is overheating. Do not keep using the outlet or keep resetting the breaker until it has been checked.
Why is my outlet or switch plate warm to the touch?
A warm outlet or switch usually points to a loose connection, a worn-out device or a circuit carrying more than it should. Stop using it, shut off that breaker if it is safe to do so, and have it checked.
Dimmer switches can run slightly warm by design, but an ordinary outlet or switch should not. Scorch marks, buzzing or a melted look mean it needs attention right away.
Half my house lost power but the breakers look fine. What is going on?
Partial power loss with no tripped breakers can mean a problem with one leg of your service, often at the meter, the service connection or the main breaker. Shut off sensitive equipment, call your utility to check their side, and call an electrician.
If lights are getting unusually bright and dim at the same time, a loose neutral is possible, which can damage appliances. Turn off the main if it is safe until it is diagnosed.
What should I do about a downed power line?
Stay at least 35 feet away, keep others and pets back, and call your electric utility or 911. Treat every downed line as live, even if it is not sparking.
Do not try to move a line with anything, and do not drive over it. If a line falls on your car, stay inside unless there is a fire.
How often should smoke and CO alarms be replaced?
Smoke alarms should be replaced every 10 years, and CO alarms typically every 5 to 10 years depending on the model. Test them monthly.
Hard-wired, interconnected alarms, where one sounds and they all sound, are the standard for new work and a worthwhile upgrade in older homes.
Is it safe to keep resetting a breaker that trips?
No. A breaker that trips repeatedly is telling you something is wrong: an overload, a short, a ground fault or a failing breaker. Resetting it over and over can let damage build.
Unplug what was running on that circuit and try once. If it trips again with little or nothing on it, leave it off and have it checked.
Panels, breakers & service
How do I know if my home needs a panel upgrade?
Common signs are a panel with no open spaces, breakers that trip under normal use, a 60- or 100-amp service in a house with central air and electric appliances, or a panel brand with a known history of problems.
Plans to add an EV charger, hot tub, shop or addition are the other big reason. A load calculation shows whether you need a full service upgrade or just more panel space.
What is the difference between 100-amp and 200-amp service?
The amp rating is how much power your service can deliver at once. 100 amps was common for mid-century homes; 200 amps is the norm today and leaves room for central air, electric cooking and EV charging.
Many older Anderson homes are on 100-amp or even 60-amp service. Not every home needs 200 amps, but most homes adding major loads do.
Are Federal Pacific or Zinsco panels dangerous?
Federal Pacific Stab-Lok and Zinsco panels have long-standing reports of breakers that may fail to trip under overload, and of connection problems. Many electricians and home inspectors recommend replacing them.
If you have one, it is worth having it evaluated, especially if you see scorching, loose breakers or warmth at the panel. Many insurers also ask about them.
Why do the lights dim when my air conditioner or fridge starts?
A brief dip when a big motor starts is common and usually harmless. Dimming that is deep, lasts several seconds or is getting worse can point to a loose connection, an undersized service or a utility issue.
If several lights dim and others brighten at the same time, call an electrician promptly; that pattern can mean a loose neutral.
What is a subpanel and when do I need one?
A subpanel is a smaller breaker panel fed from your main panel. It adds circuit spaces in a convenient place, like a garage, a shop, a basement or an addition.
It does not add capacity to your service. If the main service is already near its limit, a subpanel alone is not the fix.
Can I replace a breaker or work in my panel myself?
No. Work inside the panel exposes you to the incoming service conductors, which stay energized even with the main breaker off. Panel, service and new-circuit work should be done by a licensed electrician, with a permit where required.
What a homeowner can safely do is reset a tripped breaker, label circuits and keep the area in front of the panel clear.
Older homes & wiring
My house has knob-and-tube wiring. Do I have to replace it?
There is no blanket rule that it must come out, but knob-and-tube is ungrounded, often brittle after a century, and unsafe when buried in insulation. Many insurers will not cover it, so most owners replace it.
It turns up in the oldest homes around Anderson’s downtown and West Side. Replacement can be done in stages, starting with the most-used rooms.
Can I just swap two-prong outlets for three-prong ones?
Not without a ground. A three-prong outlet on an ungrounded circuit looks safe but is not, and it fails inspection.
The code-approved options are to run a ground or new cable, or to protect the circuit with a GFCI and label the outlets 'No equipment ground'. Which is right depends on the wiring and what you plug in.
Is aluminum wiring a problem?
Solid aluminum branch-circuit wiring, used in some homes built in the mid-1960s to early 1970s, is associated with overheating at connections. It should be inspected and repaired with approved methods, not ignored.
Approved repairs include special connectors designed for aluminum-to-copper connections, or replacing the wiring. Ordinary wire nuts and standard outlets are not a safe fix.
Why do my older home’s breakers trip when I run the microwave and toaster?
Older kitchens often have one or two circuits feeding everything. Modern appliances draw more than those circuits were designed for.
Current code calls for at least two 20-amp countertop circuits plus dedicated circuits for some appliances. Adding a circuit or two usually solves the problem.
What should I have checked before buying an older home in Anderson?
Ask about the service size, the panel brand and age, whether outlets are grounded, signs of knob-and-tube or aluminum wiring, and any amateur additions in the basement, garage or attic.
A home inspection flags many of these; an electrician can tell you what the fix involves and roughly what it will take.
Storms, surges & generators
Is whole-home surge protection worth it in central Indiana?
For most homes, yes. Central Indiana gets frequent spring and summer thunderstorms, and a surge protector installed at the panel helps protect hard-wired equipment like furnaces, appliances and HVAC controls.
It works best paired with plug-in surge protectors for TVs, computers and other sensitive electronics.
Can I plug my generator into a dryer outlet?
No. Back-feeding a house through an outlet with a double-ended cord is dangerous and illegal. It can electrocute utility workers on the lines and can start a fire in your home.
The safe setup is a generator inlet on the outside of the house plus a transfer switch or a listed panel interlock, installed by an electrician.
Where should I run a portable generator?
Outdoors only, at least 20 feet from the house, with the exhaust pointed away from doors, windows and vents. Never in a garage, basement or porch, even with the door open.
Carbon monoxide from generators kills people every storm season. Keep battery-backed CO alarms working inside.
What is the difference between an interlock and a transfer switch?
Both make it impossible for the generator and the utility to feed your house at the same time. An interlock is a mechanical slide on your main panel; a transfer switch is a separate device with its own selected circuits.
Interlocks are usually the more affordable option for a portable generator. Standby generators use automatic transfer switches.
A storm damaged the mast or meter on my house. Who fixes it?
Your utility owns the service drop up to the house; the mast, weatherhead and meter base are typically the homeowner’s responsibility. Damage to those parts is repaired by an electrician, often with a permit and inspection.
Call the utility first to make the area safe. Then call an electrician so the repair is ready when the utility comes to reconnect.
EV chargers, lighting & upgrades
What do I need for a Level 2 EV charger at home?
A dedicated 240-volt circuit sized to the charger, commonly 40 to 60 amps, plus enough room in your panel and service to carry it. Many chargers can also be set to a lower current to fit an existing service.
An electrician checks your panel space and runs a load calculation first. If the service is tight, a load-managing charger can avoid a panel upgrade.
Can I add recessed can lights to a room with an existing ceiling?
Yes. Modern remodel-style LED can lights are designed to install into existing drywall ceilings, usually with only the holes cut for the fixtures.
Insulated attics need fixtures rated for insulation contact, and the layout should be planned for even light. Most rooms can go on a dimmer at the same time.
Why does my ceiling fan wobble or hum?
Wobble is usually unbalanced blades or a loose mount; humming often comes from an incompatible dimmer. A fan needs a fan-rated box; an ordinary light box is not designed to carry it.
If the fan was hung from an old light box, have the box replaced before it loosens further.
Are smart switches compatible with my wiring?
Most smart switches need a neutral wire in the switch box. Homes built in the last few decades usually have one; many older homes do not.
Some models work without a neutral. An electrician can check behind the plate and recommend switches that fit.
Can solar panels be connected to my home in Indiana?
Yes, but every grid-tied solar system has to be approved by your utility and installed and inspected under local permits. The utility’s rules decide how you are credited for the power you send back.
Indiana’s investor-owned utilities moved new solar customers from net metering to an excess distributed generation credit in 2022. Municipal utilities such as Anderson Municipal Light & Power set their own policies, so check with yours early.
Do I need a dedicated circuit for a hot tub?
Yes. Hot tubs need their own GFCI-protected circuit, usually 240 volts, sized to the tub, plus a disconnect within sight of the tub and a safe distance from it.
The circuit size depends on the manufacturer’s rating. It is permitted and inspected work.
Hiring, permits & Indiana licensing
Does Indiana have a statewide electrician license?
No. Indiana does not issue a statewide electrician license. Electricians and electrical contractors are licensed by cities and counties, so the license that matters is the one for the place where the work is being done.
In Anderson, the City of Anderson licenses electrical contractors. In Hamilton County cities like Noblesville and Fishers, the city or county building department sets the rules.
How do I check that an electrician is licensed and insured in Indiana?
Ask which local license they hold and call or check with that city or county building department. Also ask for a certificate of liability insurance.
A licensed contractor should be able to pull a permit in your jurisdiction. If someone suggests skipping the permit to save money, take that as a warning sign.
Which electrical code does Indiana follow?
Indiana adopts its electrical code statewide through the Fire Prevention and Building Safety Commission. It is based on the National Electrical Code, with Indiana amendments.
Local inspectors enforce it. That is why rules on things like GFCI and AFCI protection are the same in Anderson as they are in Fishers, even though licensing is local.
When do I need an electrical permit?
Generally for new circuits, panel replacements, service upgrades, subpanels, generator inlets, hot tubs and new wiring in additions or finished basements. Replacing a like-for-like outlet, switch or light fixture usually does not.
Rules vary by city and county, so ask before the work starts. An inspected job protects you when you sell or file an insurance claim.
What should a good electrical quote include?
A written description of the work, the materials or fixtures included, whether a permit and inspection are part of it, and a clear price.
Ask what happens if the electrician finds something unexpected behind a wall, and how changes are priced.
How do I call before digging for an underground electrical line?
Call 811 or file a request with Indiana 811 at least two full working days before any digging, including trenching for a feed to a garage, shed or lamp post. It is free and required by Indiana law.
Indiana 811 marks public utility lines only. Private lines you own, like a feed to an outbuilding, are not marked.